Designing a Stablecoin-Powered Global Payments Platform for Modern Businesses

Onion Finance — B2B Global Payments & Web3 Infrastructure

Overview

Onion Finance is a B2B-focused fintech platform enabling businesses to move money globally using stablecoins, manage multi-currency wallets, and onboard compliantly across borders.
The goal was to abstract complex financial and crypto infrastructure into a product that felt reliable, operational, and business-ready — not experimental.

As the platform evolved, speed and clarity became critical to adoption and trust.

The Challenge

  • Cross-border payments felt opaque and unpredictable

  • Businesses struggled to understand payment status and settlement stages

  • Onboarding and compliance flows caused drop-offs

  • Stablecoin infrastructure added cognitive overhead for non-crypto-native users

  • Operational complexity slowed internal teams

My Role

Product Design Lead
Product Strategy · UX Architecture · Dashboard Design · Design System · Cross-team Collaboration

What I Did

  • Audited end-to-end business onboarding and payment workflows

  • Re-structured onboarding to separate account setup from compliance review

  • Designed clear, step-based payment flows with transparent status states

  • Built a scalable dashboard system for balances, transactions, and reporting

  • Simplified complex stablecoin concepts into familiar fintech patterns

  • Collaborated closely with founders, engineers, and compliance teams to balance UX and regulation

Outcomes & Impact

  • ~3× increase in completed business onboarding flows

  • 25–30% reduction in failed or delayed cross-border payments

  • 30–35% faster settlement times through clearer payment execution paths

  • ~40% reduction in support tickets related to payment status and visibility

  • Improved confidence for businesses using stablecoin-based rails without crypto friction

Key Takeaway

For infrastructure-heavy fintech products, users don’t need to understand the rails — they need certainty.
Clear workflows and transparent status build trust faster than advanced features.

Let’s talk

If you’re building a product and need a design partner who can think, execute, and collaborate with your team, I’d be happy to talk.

+234-8164818242

Olufemioguntadee@gmail.com

  • Olufemi Oguntade

    Olufemi Oguntade

    Olufemi Oguntade

Created by Olufemi Oguntade

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